TERMS OF USE Last Updated: January 2, 2026

Welcome to the website of Martin Berger, Attorney at Law. By using this website, you agree to the following terms and conditions. If you do not agree, please do not use this site.

1. No Legal Advice The information on this website is provided for educational and informational purposes only. It is not legal advice. Every financial situation is unique, and the general information here may not apply to your specific case. You should not act or rely on any information on this site without seeking the advice of a qualified attorney licensed in your jurisdiction.

2. No Attorney-Client Relationship Using this website, sending me an email, or submitting a case evaluation form does not create an attorney-client relationship. I am not your lawyer until we have both signed a formal, written Retainer Agreement. Please do not send confidential or time-sensitive information until an attorney-client relationship has been established.

3. Outcomes Are Not Guaranteed Any testimonials or mentions of past results on this site are intended to show the types of cases I handle. They do not guarantee a similar outcome for your case. Every case depends on its own specific facts and the current state of the law.

4. Intellectual Property The content, logos, and branding on this website are the property of Martin Berger and are protected by copyright laws. You may print a copy of the information for your personal, non-commercial use, but you may not redistribute or sell the content without my written permission.

5. Limitation of Liability I strive to keep the information on this site accurate and up-to-date, but I make no guarantees. Martin Berger shall not be liable for any loss or damage arising from your use of this website or reliance on its contents.

6. Governing Law These terms are governed by the laws of the State of Hawai‘i. Any disputes arising from the use of this website shall be handled in the state or federal courts located in Honolulu, Hawai’i.

7. Debt Relief Agency Disclosure I am a federally designated Debt Relief Agency. I help people file for bankruptcy relief under the United States Bankruptcy Code.