Stop The Foreclosure

When I file Chapter 13, a Federal Court order stops the bank or association lawsuit. You then have 5 years to catch up.

Free Court Records Review and Consultation

Call (808) 727-1174

Available Nights and Weekends

Start Evaluation (3 Min)

Past President, Hawai‘i Bankruptcy Bar Association

Former Adjunct Professor, UH Hilo

Master of Business Administration (MBA)

For over 20 years, I have utilized Federal law to stop foreclosures and keep Hawai‘i families in their homes.

I personally represent clients on all Islands.

A Repayment Plan to Save Your Home

Here is how it works:

  • Federal law imposes an immediate court order called the "Automatic Stay."

    The moment I file your case, the stay halts the foreclosure lawsuit. It stops the bank or association from getting a judgment and prevents them from taking your home.

    This legal protection gives you the 60 months you need to catch up on missed payments through a court-approved plan.

  • Court-Enforced Plans
    Creditors must accept approved plans. You can spread your missed payments over up to 5 years.

    A New Chance for Approval
    This foreclosure cancellation often motivates the bank to offer a loan modification - even if you have been denied in the past.

    Sell on Your Timeline
    The plan buys you time to list your property and sell it for full market value, keeping the money you would have lost at a fire-sale auction.

  • Low Upfront Costs
    You do not need to pay everything today. To make filing more affordable, the balance of my legal fees is spread out over time and included in your monthly payment.

  • One Affordable Payment
    Consolidate your credit cards, personal loans, and medical bills into one payment based on what you can afford.

    Eliminate Debt Faster
    You will pay back the balance at 0% interest, allowing you to eliminate the debt years sooner than you could on your own.

  • Lower Your Car Payment
    I can often lower your interest rate and restructure the loan terms to significantly reduce your monthly payment.

    Stop Tax Interest and Penalties
    Pay back your tax debt over time. In most cases, future interest and penalties stop growing the moment we file.

Free Courts Record Review and Consultation

Call (808) 727-1174
Start Evaluation (3 Min)

A Hawai‘i Attorney - Not a Marketing Company

An impressive website is no substitute for a Hawai‘i law license.

I Know Our Courts
I appear before the Judge regularly. I know exactly what is required to get your plan approved.

I Serve All Islands
Although I live on O‘ahu now, I lived in Hilo for 15 years with law offices in Hilo and Kona. I understand the unique challenges of our island communities, and I know how to use the law to protect the families who live there. I can handle your entire case by phone, email, and Zoom video.

Salesmen and Quick-Cash Lenders.
Most of the letters you will receive come from either people trying to buy your home for unreasonable prices or from marketing agencies who make promises that do not stop the foreclosure. They take advantage of homeowners in distress to make an unfair profit.

Results Matter. So Does Dignity.

★★★★★

I have earned over 150 5-star ratings on Google. My clients don't just value the results - they appreciate working directly with me and being treated with honesty and respect.

  • "He Actually Picked Up The Phone!"

    “After calling three different numbers looking for someone to help with my situation, no one called me back for over a week. When I found Martin's number and called he actually picked up the phone!...I would definitely recommend Martin, he knows his stuff, and absolutely looks for the best outcome for you and your family.”
    — S. Rapozo


  • "A Huge Sense of Relief."

    “I felt a huge sense of relief after speaking with him and I’m hopeful for a better financial future thanks to his help. Highly recommend!”
    — A. Mattero

  • "Provided Me With Security."

    “Your professional demeanor and dedication to my case not only provided me with security but truly went above and beyond my expectations.”
    — S. Lorraine

  • "Worth Every Penny 🤙🏽"

    “Marty has made the process of bankruptcy easy... I totally recommend his service he’s worth every penny... Thanks Marty you’re the Man! 🤙🏽” — J. Bermudez

  • "I could not have asked for a better attorney."

    “He gets everything done just like he says; I could not have asked for a better attorney… Marty is great and I highly recommend him. Plus he has a great personality and he’s easy to talk to… Thank you for all your help and for making this experience less stressful than I imagined.
    — M. Rodriguez

Take the First Step to Save Your Home

Free Docket Review and Consultation

Call (808) 727-1174

Fill out the form for a free court records review and consultation.

I personally review each message.

I am a debt relief agency. I help people file for bankruptcy relief under the Bankruptcy Code.